Investor Cash Flow Program

Mortgage Solutions for Agency Fall-Out

  • No personal income used to qualify, qualification based on property cash flow
  • Loans up to $1.5 million
  • 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Credit scores down to 660
  • Rates starting in the 6’s
  • Up to 80% LTV
  • SFR’s, 2-4 units, and condos
  • No limit on number of properties financed (5 with AOMS)
  • 30yr fixed, 7/1 ARM
  • Cash-out can be used to meet reserves
  • Non-warrantable condos considered