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September 20, 2019 Top producers get their clients to feel a sense of urgency about financing a home sooner rather than later. To succeed in a competitive marketplace, the best loan officers get each client to understand that the overall value of buying NOW—to that person or couple—will never be…
Freddie and Fannie have some work to do. According to industry stats, they are undercapitalized. So what happens in the event of foreclosures? So many questions about this means for every broker, Realtor, buyer and anyone in the mortgage industry. This video hosted by NREP covers foreclosures, how they can…
August 26, 2019 Non-Qualified Mortgages (non-QM) are still a small part of the overall mortgage origination market. They represented only about 4% of the total originations market in 2018, according to CoreLogic, yet, in the current lending environment, this segment has seen much more traction, expanding a full…
August 21, 2019 Mortgage Professional America features Tom Hutchens, Angel Oak Mortgage Solutions executive vice president of production, in their latest article about the current refinance market. Rates are the lowest in three years allowing homeowners to save money over the life of their loan by refinancing. What does this…
Brian Stevens of The National Real Estate Post interviews Tom Hutchens, EVP, Production, Angel Oak Mortgage Solutions and John Hsu, Head of Capital Markets, Angel Oak Capital to better understand what the QM Patch expiration actually means. With so much misinformation and myths about the outcome if the CFPB kills it,…
In case you have not heard, the QM Patch expiration is a hot topic right now. It’s set to expire in January of 2021. The patch is often times referred to as the GSE patch because it allows Freddie and Fannie to approve loans with higher DTI ratios than…